Financial Consultant
B.S. — Economics, Minor: Speech Communications, California Polytechnic State University, San Luis Obispo graduated 1996.

Mr. Silva started in the Financial Services Industry in early 1997 when he began training with American Express Financial and then joined Maguire Investments, Inc. in Oct. of 1997. He is a licensed broker (Series 7, 63) and Life / Health / Variable Contracts Insurance (#0C17618). He has lived on the Central Coast since 1983. Mr. Silva spends his free time with his wife, friends and family enjoying golfing, backpacking, traveling, participating in church activities and exercise.

"Achievement of your financial goals is extremely important to me. I believe in building business relationships with my clients that place them as priorities. You are welcome to contact me and I will provide you with a consultation at no obligation. After evaluating your current financial position, I will offer expert advice and then develop a unique plan that matches appropriate investments to your needs, such as preservation of capital, taxable income, tax-free income, portfolio management, and wealth building."

My Investment Philosophy
I seek investment opportunities through a conservative value-oriented approach to investing. I believe in diversification to reduce risk. I buy and hold investments until they are over-valued.

My Investment Strategy
I use NYSE and NASDAQ listed equities, local community banks, and professionally managed mutual funds for capital appreciation. I also use tax-free municipal bonds and fixed income products for income